Credit Cards
If you've got questions on our credit cards and would like to ask one of our loan officers about more details, please click here and we'll get the process started for you!
Ready to apply? Print off the ACU Credit Card Application, fill it out and mail in or drop it by our office.
Your Card, Your Way! Our Mastercard® Classic Program offers a low fixed rate. Our Visa® Rewards card offers 1% cash back on all purchases.
| Card Type | Mastercard® Classic | Visa® Rewards | APR for Purchases, Balance Transfers and Cash Advances | 7.9%-13.9% Non-Variable Rate dependent on your creditworthiness | 12.9-18.9% Non-Variable Rate dependent on your creditworthiness | Rewards | None | 1% Cash Back on all purchases | Balance Transfer Fee | None | None | Cash Advance Fee | None | None | Annual Fee | None | None | Minimum Interest Charge | $0.00 | $0.00 | Foreign Transaction Fee | 1% of each foreign transaction in U.S. Dollars | 1% of each foreign transaction in U.S. Dollars | Late Payment Fee | Up to $15.00 | Up to $15.00 | Returned Payment Fee | Up to $15.00 | Up to $15,00 | | |
For lost or stolen credit card please call 1-(800)-234-5354
For your convenience, ACU offers you 24 hour online access to view your credit card account status, account history, and even make payments online, just click on MyCardInfo to access this information.
Payments can also be paid automatically via ACH monthly, Paid through It's Me 247 Online Banking, or at the teller line.
Help keep your credit card account secure by signing up for alerts. Receive a text message or email when your card is used. Set your own custom alerts for transaction types and dollar amounts with the ability to change your alerts any time. Click here to get started.