Health Savings Account
A Health Savings Account (HSA) is used for paying or reimbursing for qualified medical expenses of the individual, dependent(s), or spouse. These accounts provide a way for people to manage health care costs through individual flexibility, control, and tax savings.
|Health Savings Account || |
|Minimum Balance to Open: ||None |
|Minimum Balance to Maintain Account: ||$5 |
|Minimum Balance to Earn the Stated A.P.Y. ||$100 |
|Account Related Fees || |
|Enrollment Fee** ||$25** |
|Stop Payments ||$20 plus tax |
|Share Draft Copies ||$2.50 plus tax*** |
|NSF Return Fees ||$27 per item |
|Closed Account Fee ||$25 |
|Visa Check Card ||FREE |
|Card Replacement Fee ||$5 |
|Home Banking ||FREE |
Health Savings Account Brochure
* Annual Percentage Yield
** Enrollment Fee Waived for Existing Members.
*** Print Check Copies Free through Home Banking
Rates and Annual Percentage Yield are determined by which of the three tiers your daily balance falls in. Once a particular balance range is met, the dividend rate and APY for that balance range will apply to the full balance of your account.
Credit Union membership is required for any credit union accounts. Minimum balance of $25.00 in prime shares required for membership.