Get Started on Your Next Loan with Advantage Credit Union Today!

Credit Cards

Keeping your high interest credit cards is like throwing away free money. Rid yourself of high interest rates and fees by switching to Advange Credit Union's Mastercard® or Visa®

If you've got questions on our credit cards and would like to ask one of our loan officers about more details, please click here and we'll get the process started for you!

Ready to apply? Print off the ACU Credit Card Application, fill it out and mail in or drop it by our office.

Your Card, Your Way! Our Mastercard® Classic Program offers a low fixed rate. Our Visa® Rewards card offers 1% cash back on all purchases.

Card Type Mastercard® Classic Visa® Rewards

APR for Purchases, Balance Transfers and Cash Advances


Non-Variable Rate dependent on your creditworthiness


Non-Variable Rate dependent on your creditworthiness



1% Cash Back on all purchases

Balance Transfer Fee



Cash Advance Fee



Annual Fee



Minimum Interest Charge

$0.00 $0.00

Foreign Transaction Fee

1% of each foreign transaction in U.S. Dollars 1% of each foreign transaction in U.S. Dollars

Late Payment Fee

Up to $15.00

Up to $15.00

Returned Payment Fee

Up to $15.00

Up to $15,00

For lost or stolen credit card please call 1-(800)-234-5354

For your convenience, ACU offers you 24 hour online access to view your credit card account status, account history, and even make payments online, just click on MyCardInfo to access this information.

Payments can also be paid automatically via ACH monthly, Paid through It's Me 247 Online Banking, or at the teller line.

Register your credit card for online alerts. (New)

Help keep your credit card account secure by signing up for alerts.  Receive a text message or email when your card is used.  Set your own custom alerts for transaction types and dollar amounts with the ability to change your alerts any time.  Click here to get started.

Thank you for inquiring about obtaining a credit card from Advantage Credit Union. Please answer the following questions to help us better serve you and one of our loan officers will be in touch with you to start the application process.