Home Equity Loans
- No Closing Costs*
- No Monthly Fees
- Easy Automatic Payments (monthly, semi-monthly, bi weekly, or weekly)
HOME EQUITY LINE OF CREDIT: You can establish a line of credit based on the equity in your home with a minimum initial advance of $5,000. After that you can get advances of $500 or more with just a phone call, home banking transaction, or a visit to the credit union. Average closing costs range from $281 to $681. The HELOC variable rate is based on the Prime Rate plus .50% and is subject to change January 1 and July 1 not to exceed a change of 2% per year.
Home Equity Fixed Rates: Lower your payments or accelerate your payoff date on your 1st or 2nd mortgage loans with our Low Fixed Rates!
|fixed 1st mortgage Closed end
||4.35% APR** - 5 Years
||4.92% APR - 10 Years
|Closed end fixed 2nd mortgage
||4.92% APR - 5 Years
||5.92% APR - 10 Years
*$50,000 minimum to waive closing costs. Loans under $50,000 closing costs range from $281-$681.
**Annual Percentage Rate. Add .25% if you do NOT enroll in automatic payments. No more than 80% loan to value. Rates are subject to change.
Payment example: $50,000 at 4.35% for 60 months is $928.93 per month.