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Mortgage Loans

Yes!  We do Home Mortgage Loans.  Whether you're thinking about buying a home for the first time or refinancing your current mortgage, it's never been so easy to save.  Call one of our loan officers today to hear our current rates and see how much you could be saving.

IN-HOUSE MORTGAGE LOANS: For terms up to 10 years with a loan to value of 80% or less. We also offer a balloon mortgage to keep your payments lower.  With a 10/20 balloon mortgage, you have payments based on a 20 year amortization with a balloon payment due at the end of 10 years. This has a fixed rate of 3.99% APR. Estimated closing costs are approximately $719. We'll even waive those closing costs on new money of $40,000 or more!

Call Ashley or Paula today at 641-792-5660

or apply online

MORE FIRST MORTGAGE LOAN OPTIONS: Advantage Credit Union partners with Premier Lending Alliance for our members needing more than 80% financing or terms longer than 10 years.

  • Fixed Rate Loans up to 30 years
  • Variable Rate Loans
  • Balloon Programs
  • VA Loans
  • FHA 
  • USDA
  • variety of down payment options, even 100% financing.

Mortgage Loans Explained

For more information call our Senior Mortgage Consultant Mark Piper at 866-451-3273.

NMLS# 108354

Online mortgage application