Health Savings Account

A Health Savings Account (HSA) is used for paying or reimbursing for qualified medical expenses of the individual, dependent(s), or spouse.  These accounts provide a way for people to manage health care costs through individual flexibility, control, and tax savings.

Health Savings Account
Minimum Balance to Open: None
Minimum Balance to Maintain Account: $5
Minimum Balance to Earn the Stated A.P.Y. $100

Account Related Fees
Enrollment Fee** $25**
Stop Payments $20 plus tax
Share Draft Copies $2.50 plus tax***
NSF Return Fees $27 per item
Closed Account Fee $25
Visa Check Card FREE
Card Replacement Fee $5
Home Banking FREE

Health Savings Account Brochure

Amount Prospective Rates Prospective APY*
$100-$4,999 0.35% 0.35%
$5,000-$14,999 0.40% 0.40%
$15,000+ 0.45% 0.45%

* Annual Percentage Yield

** Enrollment Fee Waived for Existing Members. 

*** Print Check Copies Free through Home Banking

Rates and Annual Percentage Yield are determined by which of the three tiers your daily balance falls in.  Once a particular balance range is met, the dividend rate and APY for that balance range will apply to the full balance of your account.

Credit Union membership is required for any credit union accounts.  Minimum balance of $25.00 in prime shares required for membership.