Spooktacular Loans await you!!
Whether it’s an auto loan, credit cards, refinancing or whatever you’re in need of, Advantage Credit Union is ready to help!!
For more information on auto loans, click here. For credit cards and other refinance opportunities, see below.
Keeping Your High-Interest Credit Cards is Like Throwing Away Free Money
Rid yourself of high-interest rates and fees by switching to Advantage Credit Union's Visa® Credit Cards!
If you've got questions about our credit cards and would like to ask one of our loan officers about more details and we'll get the process started for you!
Ready to apply? Print off the ACU Credit Card Application, fill it out and mail in or drop it by our office.
Your Card, Your Way! Our Visa® Classic Program offers a low fixed rate. Our Visa® Rewards card offers 1% cash back on all purchases.
New cardholders also get a special promotion, regardless of your credit score!**
Visa Classic - 4.99% APR* on purchases and balance transfers for the first 9 months from the open date of your credit card.
Visa Rewards - 6.99% APR* on purchases and and balance transfers for the first 9 months from the open date of your credit card.
| Card Type | Visa® Classic | Visa® Rewards |
|---|---|---|
| APR for Purchases, Balance Transfers and Cash Advances | 7.9%-13.9% Non-Variable Rate dependent on your creditworthiness |
12.9-18.9% Non-Variable Rate dependent on your creditworthiness |
| Rewards | None | 1% Cash Back on all purchases |
| Balance Transfer Fee | None | None |
| Cash Advance Fee | None | None |
| Annual Fee | None | None |
| Minimum Interest Charge | $0.00 | $0.00 |
| Foreign Transaction Fee | 1% of each foreign transaction in U.S. Dollars | 1% of each foreign transaction in U.S. Dollars |
| Late Payment Fee | Up to $15.00 | Up to $15.00 |
| Returned Payment Fee | Up to $15.00 | Up to $15.00 |