Vehicle Loans

When it's time for a loan, be sure to call us. Rates will vary depending on your credit score, the services you use at the credit union and the length of term of the loan.

Looking to find out how much your car payments will be? View our auto loan calculator.

Apply for a Loan

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Get Pre-Approved and Make the Process Easy!

Put the negotiating power in your hands! No more pressure from the dealership!

When you get pre-approved for an auto loan, you’ll know exactly how much you can borrow and what your payments will be before you sign on the dotted line. This helps members by leveraging their negotiating power when purchasing a vehicle. You’ll know what to offer the seller so you don’t get in over your head with higher payments than what you anticipated. Plus, pre-approvals also give you the power to walk away from a potential bad deal and go to any dealership or seller you want to get you the best car you can truly afford. Lastly, pre-approvals are good for 30 days, giving you all the time you need with no rush to make a purchase.

Best of all, pre-approval is very easy!! Simply call or text a loan officer at 641-792-5660 or fill out the form below to get started!

Pre-Approval Request Form

Name

First Name

Last Name

Phone

(###)

###

####

Do you prefer a text or a call?

Text

Call

Address

Address 1

Address 2

City

State/Province

Zip/Postal Code

Country

Email

Yes! I'd like to get pre-approved

Tell us about the vehicle you're wanting to purchase or the amount you're wanting to get pre-approved. If the car is currently for sale, be sure to include the year, make and miles of the vehicle. You may also copy the URL of the website and put it in the box below.

Enterprise Car Sales

Enterprise Car Sales has been partnering with Credit Unions for over 30 years, providing members like you with exceptional service throughout the car-buying experience. Their professional Sales Consultants act as personal shoppers to find the perfect car for you.

Enterprise Car Sales offers a wide variety of makes and models, and each one has been rigorously inspected by an ASE-Certified Technician. Plus, every vehicle comes with:

12-Month/12,000 Mile Limited Powertrain Warranty¹
Vehicle Certification
12-Month Roadside Assistance²
7 Day Repurchase Agreement³
No-Haggle Pricing

Browse selection at www.cuautodeals.com

For more information, ask your Credit Union representative or call Chuck Thrapp (515-251-5200) at Enterprise Car Sales today!

Enterprise Car Sales

1: Limited Powertrain Warranty begins on the vehicle purchase date and provides coverage for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Sales Consultant. 2: Enterprise 12-Month Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States & Canada. 3: For a period of seven days after the vehicle purchase date or 1,000 miles beyond the odometer reading at purchase, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Sales Consultant. ©2017 Enterprise Car Sales.

Trading in Your Vehicle?

Use this tool from the NADA to make sure your getting the best value for your trade.

Credit Solutions

If you’re struggling to pay your loan or looking to improve your credit, ACU could help. Visit our Credit Solutions page for more information.

Credit Solutions