Loan Rates
New Autos & Trucks
| New Autos & Trucks | As Low as: ** |
|---|---|
| 24 Months | 5.15% APR |
| 36 Months | 5.20% APR |
| 48 Months | 5.45% APR |
| 60 Months | 5.70% APR |
| 72 Months | 5.95% APR |
| 84 Months | 6.20% APR |
* Annual Percentage Rate
**Rates will vary depending on credit score..25% interest discount for debt protection or warranty.
Used Autos & Trucks
| New Autos & Trucks | As Low as: ** |
|---|---|
| 48 Months | 5.45% APR |
| 60 Months | 5.70% APR |
| 72 Months | 5.95% APR |
| 84 Months | 6.20% APR |
* Annual Percentage Rate
**Rates will vary depending on credit score and year of vehicle..25% interest discount for debt protection or warranty.
New Boats & RVs
| 100% of MSRP & T.T.L. | (10% down required on loans over $40,000) (5% down required on loans over $25,000) |
As Low As: ** |
|---|---|---|
| Up to $7,000 | 36 Months | 8.70% APR* |
| $7,000 to $12,999 | 60 Months | 9.10% APR* |
| $13,000 to $17,999 | 84 Months | 9.60% APR* |
| $18,000 to $24,999 | 120 Months | 10.05% APR* |
| $25,000 & Above | 144 Months | 10.25% APR* |
* Annual Percentage Rate
**Rates will vary depending on credit score and year of vehicle..25% interest discount for debt protection or warranty.
Used Boats & RVs
| 100% of NADA Retail | (10% down required on loans over $40,000) (5% down required on loans over $25,000) |
As Low As: ** |
|---|---|---|
| Up to $7,000 | 36 Months | 8.80% APR* |
| $7,000 to $12,999 | 60 Months | 9.30% APR* |
| $13,000 to $17,999 | 84 Months | 9.80% APR* |
| $18,000 to $24,999 | 120 Months | 10.40% APR* |
| $25,000 & Above | 144 Months | 10.60% APR* |
* Annual Percentage Rate
**Rates will vary depending on credit score and year of vehicle..25% interest discount for debt protection.
New Motorcycles & Titled ATVs or UTVs
| New 2022 | Term | As Low As: ** |
|---|---|---|
| (125% of MSRP) (Amounts under $1500-refer to "Other Titled Motorized Vehicles") | ||
| $15,000 & Above | 84 Months | 8.65% APR |
| $10,000 & Above | 72 Months | 7.70% APR |
| $1,500 to $9,999 | 60 Months | 7.40% APR |
| $1,500 to $9,999 | 48 Months | 7.00% APR |
| $1,500 to $9,999 | 36 Months | 6.90% APR* |
* Annual Percentage Rate
**Rates will vary depending on credit score and year of vehicle..25% interest discount for debt protection or warranty.
Used Motorcycles & Titled ATVs or UTVs
| 2017 and newer | Term | As Low As: ** |
|---|---|---|
| 125% NADA Retail (Rate based on term of loan) . Amounts under $1,500 refer to "Other Titled Motorized Vehicles" | ||
| $15,000 & Above | 72 Months | 8.00% APR* |
| $10,000 to $14,999 | 60 Months | 7.85% APR* |
| $6,000 to $9,999 | 48 Months | 7.50% APR* |
| $1,500 to $5,999 | 36 Months | 7.10% APR* |
| $1,500 to $5,999 | 24 Months | 7.05% APR* |
* Annual Percentage Rate
** Rates will vary depending on credit score and year of vehicle. Above rates reflect a .25% discount for debt protection or warranty.
Other Titled Motorized Vehicles
| New & Used Motorcycles, ATV's & UTV's | Term | As Low As: ** |
|---|---|---|
| $1500 and 2016 & older cycles, ATVs & UTVs (any amount), Jet ski's, and Snowmobiles | ||
| New Only | 48 Months | 9.85% APR* |
| New or Used | 36 Months | 9.45% APR* |
| Lesser of Purchase or Retail | 24 Months | 9.30% APR* |
| Lesser of Purchase or Retail | 12 months | 9.15% APR* |
* Annual Percentage Rate
** Rates will vary depending on credit score and year of vehicle. Above rates reflect a .25% discount for debt protection.
Consumer Goods Secured by UCC-1
For more information contact a loan officer at (641) 792-5660 or (800) 824-2575.
Personal Loans
| Unsecured | Term | As Low As: ** |
|---|---|---|
| $250 to $499 | 6 Months | 15.20% APR* |
| $500 to $1,000 | 12 Months | 14.70% APR* |
| $1,001 to $2,500 | 24 Months | 14.20% APR* |
| $2,501 to $5,000 | 36 Months | 13.70% APR* |
| $5,001 to $8,000 | 48 Months | 14.20% APR* |
| $8,001 and Over | 60 Months | 14.70% APR* |
*Annual Percentage Rate
** Rates will vary depending on credit score. 25% discount applies for debt protection.