We CU Loyalty Program
Advantage is rewarding members just for being a part of the credit union! Every member is automatically enrolled, and you earn points simply by taking "Advantage" of the already great products and services you use here at the credit union!
Members can view their points via Online Banking, and use those points for cool credit union merchandise or to save money on banking and loan related fees!
How Do I Find My Points Balance?
Member point balances can be found in your online banking account. For mobile app users, point balances are available under the We CU Loyalty Program tab on the app homepage. For desktop online banking users, point balances can be found by selecting Member Resources in the top menu, then selecting We CU Loyalty Program in the drop-down menu.
We CU Loyalty Program - Mobile App
We CU Loyalty Program - Desktop Online Banking
Redeem Points for Merchandise!
Fee Redemption
Members can also use points to save money on banking and loan related fees!
| Service | Redemption Cost |
|---|---|
| Statement Copy (Older than 18 Months) | 200 |
| Money Order | 250 |
| Visa Gift Card Activation Fee | 200 |
| Cashier's Check | 500 |
| Check Copy | 250 |
| Counter Checks | 200 |
| ATm Card Replacement | 1000 |
| Debit Card Replacement | 1000 |
| $20 Check Order Refund | 2000 |
| Return Mail Fee | 500 |
| Stop Payment Fee Online | 1000 |
| Stop Payment Fee w/ CU | 2000 |
| Overdraft Paid Fee | 2700 |
| Skip Pay Fee - Member Processed | 2500 |
| Payment Change Fee | 2500 |
| $100 Off Mortgage Closing Costs | 5000 |
| Late Fee | 1500 |
| Credit Card Late Fee | 1500 |
| Service | Monthly Points |
|---|---|
| 4+ Accounts Open | 50 |
| Account Active for 10+ Years | 5 points per years active |
| 2+ Savings Accounts Open | 25 |
| Certificate Product Present | 50 |
| IRA Share Product Present | 100 |
| Money Market Present | 50 |
| Aggregate Account Balance $1,500-$3,999 | 15 |
| Aggregate Account Balance $4,000-$10,000 | 30 |
| Aggregate Account Balance $10,000-$49,999 | 45 |
| Aggregate Account Balance $50,000+ | 60 |
| Mortgage Loan | 50 |
| Home Equity Loan | 50 |
| Other Loans | 25 |
| Loan Payment via AFT Active | 50 |
| Loan Payment via ACH Active | 50 |
| Aggregate Loan Balance $2,500-$19,999 | 30 |
| Aggregate Loan Balance $20,000-$49,999 | 45 |
| Aggregate Loan Balance $50,000-$99,999 | 60 |
| Aggregate Loan Balance $100,000+ | 75 |
| 1-9 Monthly Debit Card Transactions | 25 |
| 10-29 Monthly Debit Card Transactions | 50 |
| 30-49 Monthly Debit Card Transactions | 75 |
| 50+ Monthly Debit Card Transactions | 25 |
| Monthly Debit Card Transactions Totaling $1-$499 | 25 |
| Monthly Debit Card Transactions Totaling $500-$999 | 50 |
| Monthly Debit Card Transactions Totaling $1,000-$1,499 | 75 |
| Monthly Debit Card Transactions Totaling $1,500+ | 100 |
| Credit Card Active | 50 |
| Audio Response Banking Active | 25 |
| Online Banking Active | 25 |
| Mobile Online Banking Active | 25 |
| Mobile Text Banking Active | 25 |
| Payroll Deposit Totaling $1,000+ | 200 |
| ACH Deposit Totaling $1,000+ | 200 |
| Enrolled in E-Statements | 25 |
| Enrolled in Bill Pay | 25 |
| Enrolled in E-Notice | 25 |
| Enrolled in E-Alert | 25 |
| Valid E-Mail Address on File | 25 |
Loyalty Tiers
Member point levels are broken up into tiers, where members earn additional perks such as free cashiers checks, no ATM fees, and safe deposit box discounts.
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• Free Online Banking
• Free Online Bill Pay
• No Per-Check Fees
• No Minimum Balance
• No Monthly Fees
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• Free Online Banking
• Free Online Bill Pay
• No Per-Check Fees
• No Minimum Balance
• No Monthly Fees
• FREE Cashier Checks
• 0.10% Loan Rebate* (Excludes real estate lending, term share and pledge loans.)
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• Free Online Banking
• Free Online Bill Pay
• No Per-Check Fees
• No Minimum Balance
• No Monthly Fees
• FREE Cashier Checks
• 0.25% Loan Rebate* (Excludes real estate lending, term share and pledge loans.)
• 50% Safe Box Discount
• No ATM Service Charges
• FREE Money Orders
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• Free Online Banking
• Free Online Bill Pay
• No Per-Check Fees
• No Minimum Balance
• No Monthly Fees
• FREE Cashier Checks
• 0.50% Loan Rebate* (Excludes real estate lending, term share and pledge loans.)
• FREE Safe Box Discount
• No ATM Service Charges
• FREE Money Orders
• FREE Box of Checks