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Swept Off Your Feet or Swept Into Bankruptcy? The Reality of Romance Scams

For many, online dating offers a chance to find love. But lurking behind carefully crafted profiles can be a sinister reality: romance scams. These cons prey on emotions, tricking victims into sending money or revealing personal information.

The Federal Trade Commission (FTC) reported a staggering $547 million lost to romance scams in 2021, a rise of 80% from just two years prior. These scams often target vulnerable individuals seeking companionship, exploiting their desire for connection.

Romance scammers typically operate online, using dating apps, social media, or email to establish contact. They craft a charming persona, showering their victims with affection and promises of a future together. Once trust is established, the scammer inevitably hatches a sob story – a medical emergency, a stranded investment, a visa issue – that necessitates financial help from the victim.

Here’s how to stay safe:

  • Be wary of overly affectionate strangers online. Take time to get to know someone before revealing personal information.

  • Resist pressure to send money or gifts. Legitimate relationships won't involve such demands.

  • Be skeptical of sob stories. Scammers prey on sympathy.

  • Do a reverse image search of profile pictures. This can help identify stolen photos used in fake profiles.

  • Never share financial information or passwords with someone you haven't met in person.

  • Trust your gut. If something feels off, it probably is.

If you suspect you've been targeted by a romance scam, report it to the FTC and the dating platform you used. Don't be ashamed – romance scams are a serious issue and reporting them helps protect others.

Ashley Stemsrud